2026 Nacha Rules

[Kerry De Guzman]

Curious what everyone is doing in preparation of the new rules. What are you implementing to review incoming credits? Has anyone signed on with Verafin?

[Meg Marker]

Hello Kerry,

this is from our Fraud and Money Laundering Ops Manager –
high level is that multi part approach (managed via a formal project):
Verafin is releasing new analytics, we will enable before go live (3/20)
Developing a bankwide protocol to verify transactions with customer
Developing a bankwide protocol to respond to fraudulent transactions
Project is fairly advanced and most of the development work is complete. Working through testing, procedures, and training between now and 3/20

We also have a separate effort to help customers comply with company entry descriptions. That will be handled through customer training and update communication. Happy to share any contact information if you would like.

[Kerry De Guzman]

Thanks, Meg. I also was just reviewing the fraud group’s email in response. They covered it in last week’s mtg. Great information. Sounds like Abrigo and Verafin are offering some sort of solutions to assist for a fee, of course.

[Alison Punohu]

Hi Kerry,

I asked our Digital Banking team and they let me know that they are working with our BSA department to see what Abrigo Bam+ can offer. They supposedly have some monitoring tools that cover the new requirements.

For the SEC Descriptions that are effective on 03/20/2026, we’re working with our Marketing department on sending out an email notice and banno message to our ACH originators.

[Author]

Posts