We are getting ready to add Apple Pay and Google Wallet to our Debit Cards. I would like to know what Apple and Google charge the FI. Our contact at JH said after we sign our contract we are able to get a link to the processor agreements BUT I would like to know the fees up front. Is this fee negotiable? Also, he said our interchange fees should not change with Wallet or Dual Interface. Any information you have would be great. Thanks in advance