How long does EOD take your bank?

[Mike Crouch]

We are looking at finding ways to increase our speed for EOD to decrease the downtime to products like Zelle and wanted to gauge the group on how long it normally takes banks.

If you are uncomfortable giving any data publicly please feel free to add an attachment since attachments can only be read by a user that has logged in with their bank user.

Data Center or Inhouse? If Inhouse what power system do you run?
Does you include item posting files in your calculation?
How long is your processing time where the core is unavailable?
If you use Zelle do you have a period where clients can’t process due to EOD?

[Coy K]

~2hr30min to 3hr
Inhouse, Power 9 Model 41A Processing Feature EP12 w/717GB RAM allocated to Production partition
Backup is to EMC VTL faking tapes as LTO4
This is just the time for the EOD controlling job to run in qbatch (basically the same as the downtime experienced during EOD)
We changed these processing parameters:
Create reports during backup: *NO
Print reports during EOD: *NO
Use Overlapping EOD process: *YES
Use Overlapping PRT process: *YES
We also do not cap the number of jobs in QBATCH so EOD is not bottlenecked
We do not use Zelle

[Mike Crouch]

we just thought of a couple more questions if you’re willing to provide information.

1. What is your history retention?
2. Does your bank purge data? if so how often?
3. What is your bank’s asset size?

[Coy K]

forgot to say we have 3 licensed processors on the Production partition and all our disk is SSD on that partition

[Coy K]

1. Retention is 18 months of deposit history, 18 months of statements.

2. We purge annually in January, all charge-offs are set to 6 years building out to 7 years on system, deposits are set to 2 years building out to 3 years on system and loans are 3 years building out to 4 years.

3. Somewhere between 10-12B

[Rose Fraser]

• Data Center or Inhouse? If Inhouse what power system do you run? – Inhouse Power 8 – migrating to Power 10 3rd quarter 2022
• Does you include item posting files in your calculation? – yes
• How long is your processing time where the core is unavailable? – 1Hr 30min for processing. Backups run on DR system shortening total EOD processing
• If you use Zelle do you have a period where clients can’t process due to EOD? – No, EOD does not affect our clients ability to send or receive payments.
• What is your history retention? –
• Does your bank purge data? if so how often? – Yes, CIF Purge Annually.
• What is your bank’s asset size?- 6.1Billion

[Farmers and Merchants Bank Central California]

• Data Center or Inhouse? If Inhouse what power system do you run?
o In-house, Power S914

• Does you include item posting files in your calculation?
o Yes we post our POD file before EOD processing

• How long is your processing time where the core is unavailable?
o 2.5 hours from 9:00 pm – 11:30 pm

• If you use Zelle do you have a period where clients can’t process due to EOD?
o We are planning to offer Zelle later this year for our customers.

• What is your history retention?
o End of month tapes are retained for 7 years
o Daily processing tapes are in a 29 processing day cycle

• Does your bank purge data? if so how often?
o We purge data yearly.

• What is your bank’s asset size?
o 5.2 billion

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